Financial Services

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Creating Customer Personas for Banks

There is a growing realization amongst financial institutions that the one-size-fits-all approach is coming to an end, and the importance of defining customers beyond conventional criteria is now paramount. One way to do this is by developing customer personas. This allows for more focused marketing and merchandising, and also ensures that all efforts are targeting the ideal

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Emerging Industry Disruption Trends and New Business Models

Every industry, from trucking to healthcare, is being disrupted by non-traditional competitors, or by direct competitors that have reinvented their business model. To ensure relevancy, it is critical to create effective strategies and to understand the driving factors fuelling this disruption. Disruption happens in two different varieties, each driven by specific dynamics in the marketplace.

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Four Disruptive Trends that Will Threaten Your Brand’s Relevancy

Disruptive forces have been causing chaos in virtually every industry, and the retail world has been staggering to catch up. Some brands are ahead of the curve, innovating and growing while others still have some work to do. In this whitepaper we will explore some trends that are challenging current value propositions in order of

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How to Leverage the Notoriety​​ of Cryptocurrencies

The bitcoin bubble might be deflating, but that doesn’t mean banks can afford to ignore the larger growth of cryptocurrencies. Even if they’re not the world-changing disruptor that some advocates trumpet, cryptocurrencies at Bitcoincenter are changing the way that consumers think about currency, investment, and the influence of blockchain on our financial system. Customers are

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Tsinghua PBCSF Global Finance Forum

Humanizing the Banking Experience Banks have used automation to remove friction points for customers to great success. However, automation cannot replicate human interaction, which is more important when it comes to making big financial decisions. Banks have addressed convenience and are working on trust, building customers’ confidence comes next. This will require highly-skilled humans, with

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SLD Wins Silver at Shopper Innovation Awards

SLD recently won Silver at the Shopper Innovation Awards for our work with China Zheshang Bank (CZ Bank) in the In-Store Engagement category. The annual awards, produced by strategy, celebrate the best in retail-focused campaigns as well as consumer packaging. “We are extremely proud of the work we did with CZ Bank and to be recognized by strategy is a honour,” says Jean-Pierre

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Write So Designers Will Listen: 5 Mistakes to Avoid When Writing a Design Brief

Getting what you want from your design agency can sometimes feel like a game of Broken Telephone – you think you’re being clear and helpful, the creative team thinks they’re offering solutions that work, but at the end of the day, the final deliverables aren’t quite right and no one knows who is to blame.

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​The Future of Corporate Social Responsibility

For many years, banks have contributed to established charities, sponsored artistic events and institutions and, in many cases, created their own foundations or charities. However, Millennial and Generation Z consumers are less likely than previous generations to view these efforts as being authentic, and they may have a point. These contributions, many of which come with tax benefits and

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Why Ugly Design Can Lead to Enormous Growth: Exploring the Strategic Benefits of Ugly Branding

If beauty is in the eye of the beholder, it makes sense that ugliness should be as well. However, some brands are almost universally regarded as unappealing when compared to competitors. Many of those ugly packages, websites, and environments develop cult followings from loyal customers, much to the frustration of brand managers who pour their

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Does Your Bank Have a Compelling Brand Story?​

When customers think of your bank, does it have a narrative? Does it stand for something? If not, it may lack a compelling brand story – that means that it’s becoming lost in the competitive financial institution landscape. Not standing out can be a problem, especially when banking is a service that often has a reputation as

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CZ Bank Snags Distinction Award from REBRAND 100

CZ Bank has won a Distinction Award from 2018 REBRAND 100® for its comprehensive rebranding. The reimagined brand, brought to life in partnership between SLD and our Shanghai-based partner MetaThink, touched every part of the bank ecosystem. “We’re thrilled about all of the positive attention this project has garnered,” said Jean-Pierre Lacroix, president of SLD. “Being recognized by REBRAND is

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